Personal Injury Protection (PIP) insurance can cover your medical expenses after an accident. Learn how PIP works and what it covers.
What is PIP Insurance?
PIP is a type of auto insurance that covers medical expenses and lost wages regardless of who caused the accident. It's required in some states and optional in others.
What PIP Covers
- Medical expenses
- Lost wages
- Essential services
- Funeral expenses (in fatal accidents)
PIP Limits and Deductibles
PIP coverage has limits, typically ranging from $10,000 to $100,000. Understanding your policy limits helps you plan for additional coverage needs.